Funder

Guild Mortgage Company
Full time
Accounting and Finance
United States
Hiring from: Anywhere

Funder (WORK FROM HOME CAPABILITY)



  • Operations

  • FUNDE10703

  • Full-Time

  • Not Specified


Job Details


Description


Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the homeowner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.


Position Summary:


Responsible for preparing and submitting wire request and monitor loan through disbursement. Also responsible for ensuring required documentation is received prior to disbursing the loan to the settlement agent for Conventional, FHA, VA, USDA, Bond and Jumbo loans.


Essential Functions:



  • Verify and ensure compliance with Company policies and procedures, as well as all applicable federal, state laws, regulatory and government standards, guidelines, rules, and/or local ordinances.

  • Review Processor closer input.

  • Make appropriate adjustments and approve in system; notify Processor.

  • Communicate with Processors and/or Loan Officers necessary at closing, and provide status updates.

  • All outstanding conditions are cleared to ensure timely funding and closing of the loan.

  • Issue closing funds and review closed loan packages to ensure completeness of loan documentation.

  • Verify loan closing package complies with insurer and/or guarantor requirements and documentation.

  • Prepare, send collateral package within Company timeframes to warehouse bank and submit banking package to Finance in accordance with required timelines.

  • Complete comparison check of Final SASS against Final Closing Disclosure; notate any discrepancies in system comments.

  • Scan and archive file within Company timeframes, to ensure timely delivery of loan files to investors.

  • Obtain recording information and ensure the information is entered into the system. A

  • Additional responsibilities as needed such as drawing docs, clearing funder to follow conditions, and post close functions.

  • Promptly obtain documentation requested by investors or insuring/guaranty post-closing.


Qualifications:



  • High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred.

  • Total recent work experience includes two or more years experience as a Funder for Conventional, FHA and VA loans, with at least one year’ experience funding FHA loans. Prior work experience may also include positions closing loans for an Escrow Company.

  • Ability to build strong relationships with Loan Officers, production, processing, underwriting, and other internal and external partners.

  • General knowledge of overall mortgage lending internal processes and controls, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for Conventional loans.

  • Thorough knowledge of Conventional loans, including various product/program guidelines, valid documentation requirements, necessary conditions and investor specific guidelines for closing.

  • Thorough knowledge of valid documentation and processes required to fund and close consumer mortgages (e.g., verification of employment, CD, settlement statement etc.).

  • Ability to prioritize multiple tasks in a deadline-driven environment; strong sense of urgency and responsiveness.

  • Solve problems promptly, communicate effectively with internal and external customers and work well under pressure.

  • Excellent customer service, interpersonal, verbal and written communication skills

  • Intermediate math skills.

  • Strong verbal and written communication skills.

  • Strong detail orientation and highly organized.

  • Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs.


Supervision:



  • Depending on experience, supervision is intermittent to infrequent

  • Provide coaching, guidance and support to less experienced Funders; able to resolve/escalated issues of higher complexity

  • Exercise sound judgment in executing core job responsibilities

  • Average monthly pipeline ranges from 40 – 50 loans.

  • Travel: 0%


Requirements:



  • Physical: Work is primarily sedentary; occasionally walks and/or stands.

  • Manual Dexterity: Frequent use of computer keyboard and mouse.

  • Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.

  • Environmental: Office environment – no substantial exposure to adverse environmental conditions.


Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.


Guild Mortgage Company is an Equal Opportunity Employer.


Qualifications


Education:



  • Required: High School or better.


Experience:



  • Required: 2 years: Experience as a Funder for Conventional, FHA and VA loans, with at least one year experience funding FHA loans. Prior work experience may also include positions closing loans for an Escrow Company.


How to apply

To apply for this job you need to authorize on our website. If you don't have an account yet, please register.

Post a resume

Similar jobs

Centerpoint
Full time
Title: Accountant Location: Washington DC US Job Type: Full-Time Job Desc: CENTERPOINT is a leading cybersecurity services company delivering information security solutions to federal government clients across the United States. We are expanding our accounting department with top-notch professionals. As...
Accounting and Finance
United States
Hiring from: Anywhere
Credit Fraud Analytics and Models Specialist South Portland, ME US – Remote Full-time R2224 About: WEX Inc. is a leading and growing global provider of payment processing, information management and fleet card payment solutions. We hire people who share our...
Accounting and Finance
United States
Hiring from: Anywhere
Bookkeeper / Administrative Manager (Part-Time, Anywhere in the US) Administrative United States Part time Cozymeal offers the best in culinary experiences by pairing local consumers and companies with some of the nation’s top chefs for cooking classes, online cooking classes,...
Accounting and Finance
United States
Hiring from: Anywhere
MicroTasks.io

Share you skills and get paid!

All from the comfort of your home.

LEARN MORE